David specializes in life insurance design, indexed universal life design, fixed-indexed annuity design for growth or income, and retirement income planning. David attended Harding University, Abilene Christian University, and The College of Financial Services. He has held a Texas Insurance Department life, accident, health, and HMO license since 2015. David’s agency, Retirewell Solutions, LLC. has earned the Better Business Bureau’s A+ accreditation and has received only positive client reviews.

On a personal note, since 1997 David has served as a volunteer to his community by offering free personalized budget counseling and career counseling. He has been married to his wife, Joyce, since 1980. Joyce is a retired high school teacher. Together they have raised two sons and their sons have in turn blessed them with two daughters-in-law and four grandchildren.